FFI offers an affordable insurance program to FFI Councils, Charter Clubs, and eligible Affiliate Clubs. The annual policy limits are shared among the councils and clubs subscribing to their respective program. In addition, the policy has an exclusion for communicable diseases, including Covid. The master policy provides:
- Directors and Officers Liability ($1M)
- General Liability ($2M per occurrence/$4M aggregate)
- Council/Charter Club Umbrella coverage ($1M)
- Affiliate Club Umbrella coverage ($2M)
- Hired or non-owned automobile liability coverage ($1M)
- Council/Charter Club Only Participant Medical - ($50,000 per incident)
Enrollment forms for Charter Clubs are sent with the annual report in December, but clubs can join any time during the year. The coverage period is June 1 - May 31. COUNCILS/CHARTER CLUBS INSURANCE PROGRAM FREQUENTLY ASKED QUESTIONS
Enrollment forms for Affiliate Clubs are sent in December as well, but clubs can join any time during the year. The coverage period runs July 1 - June 30. To be eligible to participate in any FFI programs, Affiliate Clubs must be in good standing - annual club dues must be current and clubs must comply with Affiliate Club requirements. AFFILIATED CLUBS INSURANCE PROGRAM FREQUENTLY ASKED QUESTIONS